Tuesday, November 18, 2008
Testversation
Another great example of this is when talking about food and restaurants throw out some names like Thomas Keller. Although he isn't anywhere as famous as Rachel Ray, knowledge of Keller tends to be associated with a high level of foodie-dom.
This is not to be confused with aggressive opinion stating, or AOS, which I also do when I say things like, "There is no God." or "Organized relgions are evil."
Thus I coin the word- "Testversation"
Thursday, November 6, 2008
It's not November, but Baracktober!
I've seen pictures from around the world of people celebrating his victory, but as he said - we have a lot of work to do. I hope he can rally Americans and the world to work together for a second and actually improve our lot on this planet.
I also think that most of this hope is because so much was lost under the Bush administration and so much has changed since Clinton - the world is a different place and we need a different man to lead.
Monday, November 3, 2008
This game rocks! Fallout 3
In 2077 nuclear war broke out and many people went into underground settlements called Vaults. You were born there. You father leaves the vault (no one leaves), and you follow after him whilst uncovering it may not be at idyllic as once thought (surprise). You come out to an awesome wasteland with human settlements and bad guys and mutants, etc. Anywho, it is awesome.
Thursday, October 30, 2008
Oh man, he better win.
Thursday, October 9, 2008
Ladies - I am your friend...
My lovely Fiancee and I were at CVS she was getting Nair for her legs, I noticed they had both "Bleech" and hair removal cream (both made by Sally Hansen). I was shocked they had bleech, this isn't the solution. If you think that isn't noticable, just ask yourself this:
Does Ru Paul look different with his bleech blond wig on, or bald? Of course he does! Also, if you're not sure - go out and do some removal anyway - that way you'll know for sure.
I've said my peace for mankind, but men also should take care of nose and ear hair - no excuses guys, not when we put the pressure on women like some sort of power-crazed stage mother.
Tuesday, September 23, 2008
I've been busy, but I didn't create the financial crisis...
An MBS is basically a pool of mortgages that get put together and then you can buy certain amount of this pool, just like a bond fund. Since the value of this security is based on the payments (mortgage payments by you and me) when the likelihood of default goes up, the value of these go way down. If there is a default, the security is worth little to nothing. This is oversimplifying to a point, but that is the basic idea.
Some sources say this is going to cost 700 BILLION dollars, sooooo rather than using this to buy the MBS, which is basically distressed debt, why don't we give it to the people who took out those loans in the first place? Follow these quick and easy steps:
1) Sub-prime loans were made, securitized, and are now held by many financial institutions. When the risk of default goes up (which is has), those institutions have to write down the value of those securities, taking a loss.
2) Those financial intuitions are all linked to one another and as the start to write down and make margin payments and so on, they run out of money to make payments and profits, so they turn to the gov't to bail them out.
3) The gov't should say, "No Way. You lobbied for lax regulation, exemptions from leverage requirements, and kept it up rather than being responsible. The American people shouldn't pay for your mistakes. But because of this, they are hurting, so we'll help them."
4) The gov't takes 700 Billion and pumps it back to people with mortgages, people in foreclosure, and people who were the source of the sub-prime loans in #1.
5) Those people take that money, and pay their mortgages, the rest is put in a national trust for those same people so they don't spend it on a new Hummer or Flat screen TV. Credit card debt should also be paid as that can be securitized as well and probably will default after the MBS do.
6) The people (with the mortgages) start to make consistent payments on their mortgages. These payments, plus the national trust, will lower the default risk of the securities and raise the value.
7) The financial firms will have value added to the books and will not be forced to increase their capital requirements with money they don't have.
8) Strict regulation about capital requirements, OTC derivatives, a new Swap exchange, and other will be created.
9) Main Street will keep their homes, and be able to pay them off.
10) Wall Street will keep their companies and their values without layoffs and a reduction in their lifestyle (well, some reductions, but boo-hoo).
How's that? Rather than helping the huge companies, why don't we help WE THE PEOPLE.
Tuesday, August 26, 2008
Astor & Black - Redux
Friday, August 15, 2008
;
Thursday, August 14, 2008
Stupid Homozygosity!
Friday, July 25, 2008
Oh Snap! We just might avoid the new Dark Ages after all!
Thursday, July 24, 2008
At least we're talking about it!
Well, I've been saying it for a while now, but I do think that the country is broken and can't be fixed. I think the people in the "Disagree" category of this survey suffer from what the world views as one of the USA's best qualities: Optimism.
This survey is a Zogby survey that finally starts to address that people are not happy with our republic. I think it is broken and we are in the end days of the empire. Anywho, I brought up to my bud Brian that we now have the technology to eliminate our representative democracy - everyone can vote on everything, 1 vote for 1 person, none of this electoral college crap so Ohio and Florida decide who the president is. Also, I'm would be pissed if good ol' Massachusetts left the USA - actually the whole Northeast Corridor should become its own republic sans rest of the states!
Wednesday, July 23, 2008
Has the Retard-In-Chief admitted something?
http://politicalblog.abc13.com/
Wednesday, July 9, 2008
Pickens Plan
I saw this on one of our corporate TVs as I was walking into my building. I think it is one of the best ideas I've heard for a first step in energy Independence. Lots of people talk about what we could do if we had all wind, or if everyone had fuel cell cars, but that first step isn't really talked about. Boone Pickens is a multi-billionaire and he sees a profit in us changing our energy paradigm. That is how we are going to change our country's energy future, with the profit motive. Green is good, and this is just a first step. Also, I admit that NG vehicles may take longer than 10 years for a full national fleet turnover, but it is a first step. Also, I think focusing on NG would keep the oil companies in the loop and, as we've learned from the seven years, nothing gets done in this country without the oil companies...
Thursday, July 3, 2008
First time with Astor & Black
When the tailor showed up at my place, he brought his 4 year-old kid. I wasn't overly happy, but he said his wife was out of town and had to take him with him. I would have liked an option for another time without his son. He (Aaron) told me that if we turned on the Red Sox game, his son would be quiet. I decided to indulge him and we turned on the TV. However, this had the opposite effect as his son started to bounce off the walls in the second inning. I think Aaron told his son to be quiet about 100 times and it did start to get really annoying after about 5 minutes of constant chatter.
Aaron talked to me about what I wanted, what style, options, and pretty much every detail of the suits and showed me fabric swatches. Told me some stories about his other clients, and did what he needed to do well. The price is unbeatable for a bespoke suit as well. I am having Zegna fabric for my tux and suit, so if I bought one off the rack it would be a minimum of $2,000. I pend less than $1,600 for both! I liked the personal attention, he didn't pressure me into higher prices, and he was very personable. All in all, Aaron was a good guy, but when he comes back with my suits, I'm going to politely ask that he come without his child. I really don't like kids and I don't think I should have to suffer them whilst spending $1,600. Any readers have a good way I can ask him to come solo via email without sounding like a douche bag?
Wednesday, July 2, 2008
What does your drink say about you?
Click Me
Saturday, June 21, 2008
The Smelliest Bar in Boston!
In an effort to spread the news of this smelly club, please send the link to this post to as many people as you can and digg it if you do that kind of thing. The club-going public must be informed!
Friday, June 20, 2008
Take that crappy southern hiphop!
http://www.hiphopdx.com/index/news/id.7135/title.ice-t-tells-soulja-boy-to-eat-a-dick
Thursday, June 19, 2008
Fashion No-No - Suits with Backpacks
Wednesday, June 11, 2008
Disingenuous Dress
Take that Auto Industry!
For those who don't know - it is a car sharing service - and you only pay for what you drive. Need a car for 3 hours on a weekend? Just use Zipcar... http://www.zipcar.com/ if you want details because I don't feel like doing it here.
Anywho, I cashed in my old 1995 Chevy Blazer after its most recent mechanical failure for 100% Zipcar and I feel liberated. I don't pay for gas, I don't pay for insurance, and I don't pay for parking! HA! Of course, I don't have a car either, but I do have access to many. That is the rub, I can't just drive on a whim. On the flip side, I think this will push me to use the T and even walk some! Whilst running the numbers for Zipcar I noticed a trend with my monthly expenses. They are all service subscriptions:
Tuesday, June 10, 2008
Is this it for Windows?
1) The rise of web application. Lately I've noticed how you barely need applications on your desktop. Web apps are so rich that most of us can use them for what we need and never have to install anything. Photoshop Express, Google Docs, Google Calendar, Animoto, the list goes on and on. I'm sure they will not replace hardcore installed functionality, but it is like the electric car. It isn't for everyone, just 90% of the users.
Monday, June 2, 2008
Family, ah family
Apparently my significant weight loss had quite an effect on some of my cousins, so much so they wouldn't have noticed me! That is pretty bad considering my two older cousins haven't seen me in years, so they have a persistent image of their fat little cousin. I'm glad I've gotten past that part of my life.
Thursday, May 22, 2008
So you want to cook?
1) A decent knife and honing steel. Get a Global, Shun, Henkel's, or Wustof knife from Williams Sonoma or Kitchen Arts on Newbury Street. A honing steel can be gotten for 20 bucks and will keep it sharp and straight. A good chef's knife - 8" - will cost you close to $100 bucks, but that is all you'll ever need. Ever! My Global's are all 5+ years old and still work great!
Friday, May 9, 2008
Friday @ 4pm
Wednesday, May 7, 2008
Sleep works
What I did notice when I came in today was how much clearer everything seemed. I saw this thing on the discovery channel about how sleep is a necessary part of the learning process - that is basically when our brain writes everything down and makes sense of everything from that day. The example on that show they use is soccer playing, but I've noticed it in other things. Another good example was playing Rock Band - stupid I know, but going from Medium to Hard is difficult - real difficult. You can play all day long, but not get anywhere. When you come back the next day, you can notice the progress in your skills! Makes me think we should institute nap time in the corporate world - we could come back all learned and everything!
Friday, May 2, 2008
Wedding Groupthink
My freakout was there are all these rules: You can't wear anything close to white - only the bride may do that. You can't wear a bright color - you'd pull attention away from the bride. Some even say black is bad, because it can be interpreted as morose.
Monday, April 28, 2008
Book Review: Deluxe: How Luxury Lost It's Luster
1) Here is where luxury came from. Louis Vuitton, Chanel, Pucci, all these designers were artists and craftsmen that made their particular item exceptionally and their clientelle was the super rich.
Lessions Learned from a Cocktail Party.
Sodium Lauryl Sulfate
I did an audit of all the items that I use on a daily basis, it was in all my drug store products. AXE body wash, shampoo, conditioner. My nicer stuff (Zirh) didn't have this in it, so that was cool. AXE apparently has lots of untested ingredients and bad stuff for you - scary! But to find products that don't have any SLS in it, I had to go to Whole Foods to get some soap and shampoo there. I was surprised you couldn't find more organic-type options at CVS, but alas. Anywho, I made the change and it is a little more expensive, but it smells fantastic and works just as well (if not better)! The rosemary conditioner is pretty nice in the morning...
Here is an alarmist and possibly biased article about AXE body wash. Apparently they spent all their money on truly awesome ads rather than safe ingredients.
http://www.natural-skincare-authority.com/axe-body-wash.html
Wednesday, April 23, 2008
Is Luxury the new defensive stock?
Friday, April 18, 2008
One or the other
Oh my first retraction!
My cheeks and under my nose could be closer, but the ease and significant decrease in irritation have proven Gillette may be right.
Perhaps, sometime, I'll go back to the safety razor, but not for now. My skin looks better and feels great as well! I will, however, not deviate from my Art of Shaving products as they are pretty great and I feel all old-timey whilst applying shaving cream with a brush!
Still, all that buzz about safety razors on the net must be about something, but maybe it just wasn't for me. I did like the price of those blades though. Everyone said it was supposed to glide across your face, but I couldn't get that right. Ah well - back to costco for Gillette blades!
Tuesday, April 8, 2008
Wedding Planning
After our most recent vendor visit to Mimosa Floral, I realized this is a really fun process - at least for most vendors. With the florists, you have these people who are shooting out ideas, showing you different flowers, and you get to have them make you something from scratch! When do you really get to do that any other time? With the linens and decor, you get a chance to really make a cool room design. Sarina is gifted at this and has been putting in the work (in dispassionate amount) to get our ideas (her ideas) solidified and monetized.
Thursday, April 3, 2008
A fitness milestone
Wednesday, March 26, 2008
A cut above, or is that below?
Wash/Scrub while in the shower
Don’t dry your face when you get out\
Re-wet your face at the sink and rub in some pre-shave oil
Apply glycerin-based shave cream to your face with a badger hair brush
Shave with the grain
Rinse and repeat across or against the grain for a ridiculously close shave.
Rinse hot and then cold water
Apply aftershave balm – no alcohol
Whew!
Want to check it out?
www.classicshaving.com
http://www.msnbc.msn.com/id/6886845/
I like it better than my old Gillette. It costs less, gets closer, and although it gives me some nicks from time to time, I’m getting better with every shave. So the internet was correct on this one, next up: I’m going to meet the deposed king of Nigeria! All he needs is some good faith money!
Friday, March 14, 2008
I know this is bad, but!
$4 gas? WTF!
$4 gas: Yes, it's on the way - MSN Money
Either way, at over $100/barrel I see this as a very real possibility. I'm just thanking God for the T. I drive to Whole Foods and Shaws, and those are so close. So screw that gas! When it gets warmer, I'm walking!
Thursday, March 13, 2008
A Whole New World of Time Wasting!
Wednesday, March 12, 2008
Asian Market
These places are hidden gems. They have lots of produce, tons of Asian (duh) ingredients, and they are usually much cheaper than their Whole Foods counterparts (sometimes for the exact same product). I just picked up 5 stalks of lemongrass, a huge bunch of Thai basil, and 2 lbs of pho noodles for less than 5 bucks! The only downside is the inconvenience of going to another grocer, which usually wins out. That is why I suggest you make a run to Super 88 and stock up on things like Shao Xing, Rice Vinegar, Noodles, Sambal, Soy Sauce, and other things with long shelf lives. Then you have them, you saved some money, and you can go back in 6 months.
Although these places have lots of meat and seafood, I have to admit I haven't tried it yet. I'm not ashamed to admit that it weirds me out a little, plus they don't fillet, scale, and gut for you!
Monday, March 10, 2008
Tough Questions
What this book brings up is questions of empire, consumption, and disparity. What I ended up asking though, is obvious:
- Do there have to be "have nots" to enable the "haves"? and the follow up to that is:
- Is that so bad when you live in the country of the "haves?"
- Is it so bad that our empire actively pursues policies that hurt other countries (I'm not just talking about militarily) for our benefit?
- What responsibility (if any) do we have to the rest of the world as citizens of the empire?
- Are we all responsible for the plight of the world's exploited because of our involvement (as consumers primarily) in the global supply chain?
I find it hard to believe that we need all we have. Not in respect to individuals, but in respect to our country. We can be more efficient and we can weed out corruption. I personally think there have to be "haves" and "have nots," but I don't think it needs to be in the current balance. The US doesn't need to spend $600,000 on each Tomahawk cruise missile, $137,500,000 for each F22 Raptor, and $200,000,000 on each Joint Strike Fighter. This money has a low economic multiplier, is concentrated among relatively few individuatals, and by the way, who are we dogfighting? I'm pretty sure Osama doesn't have any MiGs... We spend money recklessly and only strengthen the congressional-military-industrial complex. I think the more we can marginalize that construct, the more we can tip the balance towards global equality. Of course, all those old white guys in grey suits will have to be voted out first.
Wednesday, March 5, 2008
Animoto - so very cool
Here is a sample of me and Sarina:
I'm sure people already know about stuff like Animoto and I always feel late to the game on the sick new webware. However, should you like to see a badass listing of cool sites, check out CNET's Webware 100 - you can even vote on your favorites!
Monday, March 3, 2008
Faking It
Either way, it is funny how I have to pretend to be a diligent little worker bee in the meantime. I think I'm particularly good at this as my boss loves it when we agree with him. Not only does he love it, but he never follows up on any of those agreements.
For example, he said that he would schedule one of the three people in our group to recon some hedging issues that pop up on a weekly basis. I think he has said this about five times, but never any follow through. So, when I pitch that idea, or bring it back up, he thinks it is great. Then he talks about it for 35 minutes, and then has to go to a meeting, and never brings it up or follows through on the idea. Right now, I'm just killing time.
Wednesday, February 27, 2008
The Library and its contents
What I didn't expect to see was such a high concentration of people talking to themselves. In the last week, I've seen (or heard rather) at least two people every day in the library that are talking to themselves. And no, they aren't on cell phones. In addition to them, it seems like the library is a respite from the outdoors for the homeless, or those who look homeless. That is OK too, I guess. But in addition to the talkers, there are all sorts:
Guy reading who decides to pull out a blanket and cozy up near the New Fiction stacks.
Girl who asks everyone who is passing if the book they're reading is any good.
Guy who, instead of a briefcase, has a plastic garbage bag. (Not homeless, unless homeless people have cellphones these days.)
I started to think how different the library was from Borders. It has fewer weirdos, more Lattes, and newer books. What strikes me is how it seems that everyone has been fooled by Border's. The Library lets you read these book for FREE. They even let you renew online! Admittedly, I used to be the guy (and my Father was as well) who loved to collect books and have them on display to show everyone how smart I am. But there was a small problem with that: You never read the book again! Border's charges you for the books, has nicer digs, friendlier staff, and less weirdos. That is all because they need you to come back and buy more books! The library would prefer if you didn't come at all, or maybe just one book from time to time because it would cost them less. Since they don't make any incremental money based on your reading preferences, there is no incentive for the library to be a comfy and cozy spot for you to read in.
Wednesday, February 20, 2008
Step 4 - Weighing The Decision
A great example of this is my recent foray into shoes. I did the research, found the nice old school brands, found out how to take care of a pair of $300 shoes, and then dropped it all in favor of Johnston & Murphy's on sale.
An even better example was my brief interest in import tuner cars. This was obviously ill-fated from the get go as I was driving a dilapidated 1987 BMW 528e. Anywho, I bought lots of magazines, read tons of internet articles, started looking for a used car, and then decided this investment into a depreciating asset was not worth it at all and I would not fit that scene - especially in MN.
Book Review: When Genius Failed
Anywho, this book iscrazy. The money is nuts, and this type of thing still goes on. How do I know that? Because I worked at a hedge fund where the SAME EXACT THING HAPPENED. We had similar strategies, and less leverage, but Keynes's quote rang true:
"Markets can remain irrational longer than you can remain solvent."
Anywho, the book is a great read even for those outside of the industry. There is not complex jargon and it gives a good insight into the fund and the minds of some of the traders. The books makes some points about the Fed's and the Wall Street bank's irresponsibility to finance and allow hedge funds to run unregulated. I found the big difference between my old employer situation and LTCM was the market was able to absorb the vol and our losses much more easily and without the Fed's influence. My fund was a much nicer place, but we got nailed on a credit crunch with similar strategies.
Tuesday, February 19, 2008
Fried Goodness
Hello again - here is a quick picture of yours truely enjoying some of the finest food New York City has to offer. Although we ate dinner at the three Michelin star Le Bernardin that night, we returned to A Salt & Battery the next day for lunch #2. American's can't get fish & chips right (even in Boston! What is that!), and these transplanted Brits certainly know what they're doing. It was awesome. Go there if you can - 13th & 8 ave area of NYC.
Interesting read
I've said before to people that these sexual predators will never really go away, and untill they do something illegal, it is hard to really get them off the streets/net. This suggests that it is really the parents/family that need to hammer home the point not to talk ot strangers on the net or the street. From a cursory read of this it seems the curiosity about sex may be getting the kids on the net talking to strangers. Maybe if that curiosity was satiated by rational, mature parents instead of a puritanical health class in grade school, kids wouldn't seek out the cousel of shady dudes on their computers.
Just a thought, interesting stuff though - this internet thing just keeps on changing.
http://www.news.com/Study-rejects-Internet-sex-predator-stereotype/2100-7348_3-6231050.html?tag=nefd.top
Wednesday, February 13, 2008
Worse than Moon Boots
Job Market
Not only will there be more money, but I think they'll will be career direction! Gone are the days of studing for (and failing) CFA, now I can concentrate on client interaction and learning more programming. Not to mention this gives me a nice excuse to pick up some new shirts and ties, and maybe even a new suit or two! Well, I'm in a good mood! Me and my lovely fiancee are off to New York on Friday for a whirlwind gastro-tour and all is well in the world!
Let's just hope a bus doesn't hit me as I leave my building tonight - I'll be extra careful!
Wednesday, February 6, 2008
Step 3 - Telling Others
I believe it is this evangelism that cements the knowledge in the head of the Dilettante. By telling others (and hopefully getting a positive reaction) about new NAND memory or why you hate real orchid plants, the Dilettante becomes committed to a viewpoint. In turn, those facts end up forming a larger portfolio over time of facts, figures, and opinions about a great many things. So next time some annoying guy in a pink shirt tells you about the difference between 2.35 and 1.85 widescreen and changes the topic to why Pharrell's "In My Mind" album was so awesome - you may just be watching the Dilettante process in full swing...
Friday, February 1, 2008
I made the switch!
Thursday, January 31, 2008
Lables on Jackets
Back in college there was a kid Sang. Sang had a DKNY suit and left that tag on. I told him, "You're supposed to take that off, that is why it is barely sewn on." Of course, he wasn't going to listen to me, and left it on like a jerk. Sang had an excuse though. As a college freshman that was probably the first suit he had ever bought or even worn, so how could he know? Working people taking the T to work everyday should know better. At the very least take instruction from the best dressed men of our day. James Bond never had this lable on his jacket, not on Diddy's jackets either, or any runway modesl for suitmakers, or anyone!
Instead of these fashion offenders wearing a lable to communicate their style, all they end up communicating is their massive lack thereof!
Wednesday, January 30, 2008
But I'm worth it!
Anyway, I noticed this and it always seems like the people who are NOT worth "it" tend to say this. For example: A fat, bossy, bride was looking for a wedding band with her fiancee. When seeing a $14,000 ring, she claimed, "But I'm worth it."
A) I don't think this couple made that kind of money
B) This is the engagement band!
C) You are stupid
The only comparison I have to these types of people (and the rich, attractive ones as well) is my wonderful Fiancee. She NEVER asks for stuff like this, and NEVER says she is worth "it" in an attempt to cajole monies from me. But that is exactly why she is worth it. That is why I've gotten her a Louis Vuitton bag and more recently, a gorgeous engagement ring. She's great in so many ways, and deserves nice stuff - but I don't need her to tell me and she doesn't have to tell me either!
Wednesday, January 16, 2008
Shine those shoes...
Since all of my previous shoes have fallen apart or the leather has cracked, I wanted to believe this to save some money and keep rocking my awesome shoes. So I did what anyone would do, step two - to the Internet!